GiroCode lesen: EPC QR Code Reader

What is shown. The service tag (BCD), version (001 or 002), character set, identification (SCT), BIC, beneficiary name, IBAN, amount with currency, purpose code, structured creditor reference or unstructured remittance text, and the note to the payer. Every value has a copy button, the IBAN is shown in groups of four, and the raw lines of the code are available for inspection.

What is checked. The checks follow the EPC guideline for the code (EPC069-12): service tag and identification, version and character set, IBAN format and mod-97 checksum, BIC format (and that version 001 includes one), name up to 70 characters, amount in the form EUR12.34 and at least EUR 0.01, a structured reference up to 35 characters and an unstructured text up to 140 (never both), the RF check digits of an ISO 11649 creditor reference, a four-letter purpose code and the payload size of at most 331 bytes. Problems are listed in plain language, and if the data fails a check the tool says to ask the sender before paying.

Where it finds the code. In a PDF each page is drawn at 200 dpi and searched, in an image the code is searched at several scales and in overlapping tiles, so a code on a screenshot or a phone photo is usually found. If a code cannot be decoded, you can paste the text a scanner app gave you instead.

Not the same as other payment codes. A Swiss QR-bill (starts with SPC), a Czech SPAYD code, a Slovak PAY by square code and UPI codes look similar but are different formats. The reader recognises that the text is not an EPC code and does not display it.

PDF up to 50 MB (the first 40 pages are searched), PNG, JPEG and WebP images up to 30 MB, or pasted text. The code must be a QR code with an EPC payload (service tag BCD). Other barcode types are not read by this tool.

1. Drop the invoice PDF, a screenshot or a photo of the code onto the box, or paste the decoded text.
2. Read the fields and the checks. Copy the IBAN, amount or reference with the buttons.
3. If a check fails, ask the sender to confirm the payment details before you pay.

• Seeing the IBAN and reference on an invoice without scanning it with a phone
• Copying payment data into bookkeeping or a payment run
• Checking that a GiroCode matches the account printed on the invoice
• Finding out why a banking app rejects a code
• Testing GiroCodes your own software creates

This tool reads and checks the data in the code. It cannot tell whether the account belongs to the payee or whether the invoice is genuine: compare the IBAN and the name with an independent source, such as a previous invoice or the company's website, before you pay. Blurred, cut-off or very small codes may not decode, and a damaged code may decode to wrong data, which is why the IBAN checksum is shown.

The checks follow the published EPC guideline; banks can apply stricter rules. A passing check is a technical result, not an assurance about the payment.